WHAT IS PERSONAL CAR LEASING
There are two main car leasing finance methods that fall into the category of personal car leasing. They are Personal Contract Hire (PCH) and (PCP). These are car lease agreements for private individuals or company car drivers with a car allowance.
Would you like the convenience of running your own car on the basis to a company vehicle, but without having to pay tax on the benefit? Unlike company car schemes which may restrict your choice of cars, Smart Lease offers a virtually unlimited selection of personal car leasing deals from small cars, sporty, 4x4 to large executive vehicles.
Personal car leasing is a flexible funding agreement between a leasing company and a customer that funds the use, but not the ownership of a vehicle. The customer has use of the vehicle and, usually, the responsibility to ensure that it is properly maintained and insured, but never has the option to buy the vehicle outright as per other types of agreements.
The leasing company will remain the legal owner and you the registered keeper of the car, so insuring the vehicle is no hassle.
Don’t worry if you don’t have an employer’s car allowance, we still offer the best private contract hire deals in the UK.
We are constantly talking to manufacturers and finance companies to get the best leasing deals for you.
If you can’t find the car you are looking for we will gladly run a bespoke quotation for you.
Contact us today to get your personalised car lease offer.