Personal Car Leasing
WHAT IS PERSONAL CAR LEASING
There are two main car leasing finance methods that fall into the category of personal car leasing. They are Personal Contract Hire (PCH) and (PCP). These are car lease agreements for private individuals or company car drivers with a car allowance.
Would you like the convenience of running your own car on the basis to a company vehicle, but without having to pay tax on the benefit? Unlike company car schemes which may restrict your choice of cars, Smart Lease offers a virtually unlimited selection of personal car leasing deals from small cars to large executive vehicles.
Personal car leasing is a flexible funding agreement between a leasing company and a customer that funds the use, but not the ownership of a car. The customer has use of the vehicle and, usually, the responsibility to ensure that it is properly maintained and insured, but never has the option to buy the vehicle outright as per other types of agreements.
The leasing company will remain the legal owner and you the registered keeper of the car.
Benefits of Personal Car Leasing
The following are further benefits that you would gain from Personal Car Leasing:
- Road Fund Licence - the Road Fund Licence is included in this agreements for the duration of the lease contract.
- Disposal is not an issue - the car is returned to the lease company at the end of the lease agreement and there are no concerns about the car's residual value and also no hassle in looking for a buyer.
- Low initial deposit.
- Fixed monthly payments.
- Protection from residual value fluctuations.
- Ability to drive cars that may not be affordable to buy outright or on Hire Purchase.
- The option to frequently change your vehicle, every 2, 3 or 4 Years..
- Ability to drive a brand new car and benefit from technology advancements in safety, fuel efficiency and comfort.
*CLICK BELOW TO SEE ALL THE SPECIAL OFFERS AND LEASE DEALS FROM £69.99 PER MONTH
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